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 The Financial Aid office at JCHS is here to provide financial access for students to attend Jefferson College of Health Sciences. Our objective is to use all financial resources available to help students and their families realize their educational and career goals. It is our commitment to make the financial aid application process easy to understand and easy to obtain for families who are eligible.
Financial Aid is available from state and federal agencies, civic organizations, health agencies, foundations and institutional aid sources. Specific policies and/or laws regulate each program. A financial aid "package" is created for the students based upon their level of eligibility. This package includes aid from various sources (depending on the availability of funds) and will not exceed the amount of the student's direct cost. In most aid packages, the assistance offered covers only a portion of the total cost of education.
You are responsible for completing your aid applications by the published deadline and for asking questions when information is unclear. Each student applying for aid should complete the Free Application for Federal Student Aid (FAFSA). We encourage students and their families to complete this application at the beginning of each year as soon as their Federal Income Tax Return has been filed. The FAFSA application can be filed electronically at www.fafsa.ed.gov.
Please call our office with any questions that you may have regarding Financial Aid assistance at JCHS.
Sincerely,
Debra Johnson, Director of Financial Aid
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Current JCHS Financial Aid Deadlines
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Financial Aid Steps
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The Financial Aid Process:
Step 1:
‡ Obtain your Personal Identification Number (PIN) and file the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. The Jefferson College of Health Sciences’ federal school code for the FAFSA is 009893.
Step 2:
‡ Apply for additional sources of Financial Aid. Things like the Virginia Tuition Assistance Grant (VTAG) (click here), Institutional Scholarships (click here), Outside Scholarships, and the Federal Work Study program are just some of the additional student funding opportunities available.
Step 3:
‡ Review and apply for Federal Direct Loans as needed. There are several types of student loans made available by the Department of Education Direct Lending program. To begin the process, visit www.studentloans.gov and complete a Master Promissory Note (MPN) and Entrance Counseling. The Jefferson College of Health Sciences’ federal school code for Direct Loans is 00662200.
Step 4:
‡ Complete any outstanding requirements for your Financial Aid package. Check your email or self-service account for information regarding additional requirements for your Financial Aid. Some students must provide additional information for the FAFSA Verification process, VTAG applications, or to resolve issues with the student’s FAFSA. You will be contacted by the Financial Aid Office if any of these apply to you.
Helpful Hints:
- If you are interested in a Federal Work Study (FWS) position, contact the Financial Aid Office and then fill out the FWS Application at http://chsweb.carilion.com
- If you want anyone else to be able to see or talk about your Financial Aid information with the Financial Aid Office (e.g. your mother, your father, etc.), you must fill out a Permission to Release Information form. Stop by or email the Financial Aid Office for a copy.
- You will receive an Award Letter via mail or email that details the specifics of your Financial Aid package (i.e. how many loans, grants, and scholarships you will be getting for that semester or school year).
- Keep a copy of all your Financial Aid documentation in a folder for future reference.
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Staff Contact and Office Information
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Location: 4th Floor of the Carilion Roanoke Community Hospital (across from the Bursar's Office) Office Hours: 8 a.m. to 4:30 p.m., Monday through Friday
Address: 101 Elm Avenue, SE
Roanoke, VA 24013
E-mail: financialaid@jchs.edu
Phone: (540) 985-8267
Fax: (540) 224-6916
Staff:
- Debra Johnson, Director of Financial Aid
- Wesley Vorberger, Assistant Director of Financial Aid
- Katherine Wilson, Financial Aid Representative
- Randall Thornton, Financial Aid Representative
- Victoria Rodriguez, Department Secretary
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Net Price Calculator
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Click here to use the Net Price Calculator.
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Our School Code
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The Jefferson College of Health Sciences School Code is 009893.
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Completing the FAFSA
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To complete the application on-line is a 3-step process.
1. Apply for a PIN (Personal Identification Number) at www.pin.ed.gov. You'll need this PIN to electronically sign your FAFSA application.
2. Complete the electronic FAFSA at www.fafsa.ed.gov and review your answers carefully.
3. When you receive the results of your application, the Student Aid Report (SAR), review it for accuracy. Provide any needed information requested by the school as quickly as possible.
The Free Application for Federal Student Aid is your doorway to all forms of Federal Aid. Eligibility for the student loan program, and the Supplemental Grant program are determined using the FAFSA.
Also, the Virginia Tuition Assistance Grant (VTAG) application for Virginia residents must be completed and mailed to the Office of Financial Aid to gain access to the Commonwealth of Virginia assistance program.
Financial Aid at Jefferson College of Health Sciences is awarded based upon financial need and other awarding criteria. Need is determined by the following calculation:
Cost of Attendance
- Expected Family Contribution (better known as "EFC")
= Financial Need
The income, assets, and household information you report on the Free Application for Federal Student Aid (FAFSA) is used in a formula developed by the U.S. Congress to determine your eligibility for Federal Student Aid. Your Expected Family Contribution (EFC) is the amount of resources you should have to contribute toward your education, based on the information from your FAFSA application.
The Financial Aid staff creates a "financial aid package" based upon the student's eligibility that comes as close as possible to meeting the student's needs, up to direct cost.
This awarding policy allows the Office of Financial Aid to assist a broad base of students with limited funds.
To receive the balance of an award through Direct Deposit into your checking or savings account, please fill out the Direct Deposit Authorization Form (download form below).
For the Academic Requirements for Continuance of Financial Aid Policy, download below.
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Financial Aid Sources
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State:
- Tuition Assistance Grant Program, (VTAG)
- College Scholarship Assistance Program (CSAP) administered by the State Council of Higher Education for Virginia
- General Assembly Nursing Scholarships administered by Community Health Services, Virginia State Health Department
Federal:
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Federal Pell Grant
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Federal Supplemental Education Opportunity Grant (SEOG)
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Federal William D. Ford Direct Lending Loans (Subsidized and Unsubsidized)
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Federal Parent Loan for Undergraduate Students (PLUS)
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Federal Work Study (FWS)
Veterans' Benefits: Most Programs are approved for veterans" training. Amounts of benefits payable vary with eligibility and enrollment status. Contact the Office of Financial Aid for details.
Please note: Jefferson College of Health Sciences does not participate in the Perkins Loan Program.
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Scholarships
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Jefferson offers institutional aid and other scholarships in addition to the many federal, state, and foundation scholarships available to you from many different sources.
- Debra Kimmel McNamara Nursing Scholarship
- Donna Mathews Scholarship
- Health Focus of Southwest Virginia (formerly Lewis Gale Foundation)
- Roanoke Academy of Medicine Auxiliary Scholarship
- Dr. Robert L.A. Keeley Scholarship in Respiratory Care
- Stanley Kamm Memorial Nursing Scholarship
- Theresa Thomas Memorial Scholarship
- S. Lynn Marshall Emergency Student Fund
- Lettie Pate Whitehead Scholarship
- Friendship Retirement Community Physical Therapist Assistant Scholarship
- James Sublett Nursing Scholarship
- Dr. Hugh Trout Sr. Endowment
- Rita M. Bishop Scholarship
- Dorothy L. Gibboney Memorial Scholarship
- Dr. Fredrick Louis Troxel Nursing Scholarship
- George Solonevich Scholarship
- Seavor Scholars Fund
- James H. Neuhoff Memorial Scholarship
- Allied Health Scholarship
- Maxwell Dudley Davidson Scholarship
- Janet Bowyer Wood (JBW) Scholarship
Click here to access the internal scholarship application.
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Types of Loans
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Federal Direct Loan - Low-interest loans, must be at least half-time, repayment begins 6 months after graduation, withdrawal or falling below half-time, government pays interest while student is enrolled in school, not based on credit history. For loan limits see the chart below. Interest will accrue when you enter repayment or a period of forbearance.
Federal Direct Unsubsidized Loan - Low-interest loans, must be at least half time, repayment begins 6 months after graduation, withdrawal or falling below half time, and interest is the responsibility of the student, not based on credit history. For loan limits see the chart below. You will be charged interest from the day the loan is disbursed until it's paid in full, including in school, grace, and deferment and forbearance periods.
Federal Direct Plus or Graduate Plus Loan - Low-interest loans for parents of dependent students or graduate students, must be at least half-time, repayment begins 30-45 days after last payment is released or credited to student account. The Parent Plus or Graduate Loan is approved or denied based on the borrower’s credit history. The yearly limit on a PLUS loan is equal to the cost of attendance minus any other financial aid you receive. If the borrower is denied the loan, the dependent student is allowed to request additional unsubsidized loan funds. Interest is charged on the loan from the date the first disbursement is made until the loan is paid in full.
Direct Loan Chart of Loan Limits
| Award Year |
DEPENDENT |
INDEPENDENT |
| 1st Year |
Subsidized: $3,500.00
Unsubsidized: $2,000.00 |
Subsidized: $3,500.00
Unsubsidized: $6,000.00 |
| 2nd Year |
Subsidized: $4,500.00
Unsubsidized: $2,000.00
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Subsidized: $4,500.00
Unsubsidized: $6,000.00 |
| 3rd Year |
Subsidized: $5,500.00
Unsubsidized: $2,000.00 |
Subsidized: $5,500.00
Unsubsidized: $7,000.00
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| 4th & 5th Year |
Subsidized: $5,500.00
Unsubsidized: $2,000.00 |
Subsidized: $5,500.00
Unsubsidized: $7,000.00
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Direct Loan Chart of Loan Limits - Graduate
NOTE (Effective Beginning July 1, 2012) - As part of a deficit-cutting plan, the federal government will no longer make Subsidized loans for graduate education. Graduate students can still borrow up to $20,500 a year, but the entire loan will be Unsubsidized funds and subject to interest while in-school.
| Award Year |
DEPENDENT |
INDEPENDENT |
| Graduate |
Unsubsidized: $20,500.00 |
Unsubsidized: $20,500 |
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Electronic Direct Loan Federal Master Promissory Notes
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The following links listed below may be used to electronically complete your Federal Master Promissory Note. If you have previously completed a paper or an electronic Federal Master Promissory Note with JCHS you will not need to complete a new application.
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Information on Alternative Loans
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Alternative loans are funds available to students who are not eligible for financial aid or who may need additional funds to meet education expenses. The student’s eligibility is determined by the cost of attendance minus financial aid. This information is provided as a courtesy and is not intended as an endorsement of any Private Loan Lender.
Students must complete a Private Education Loan Self-Certification form to request Private Loans.
Click below to find out more about alternative loans.
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Tracking the Status of Your Loan
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You may track the status of your loan at www.dl.ed.gov.
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The Direct Loan Entrance and Exit Interview/Counseling
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All students who have received federal student loans must complete entrance and exit interviews. Please go to the Student Loan Counseling website for all information on loans.
- To go directly to the entrance counseling section of this site, click here.
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To go directly to the exit counseling section, click here.
- To go directly to the graduate exit counseling section, click here.
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Virginia Tuition Assistance Grant (VTAG)
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The VTAG program is funded by the State Council for Higher Education of Virginia (SCHEV) and provides tuition assistance for state residents. In order to qualify for the grant, you must fill out the Virginia Tuition Assistance Grant Program application. VTAG is available to both undergraduate and graduate students. Current amount of VTAG is $2,800 for undergraduate programs and $1,300 for graduate programs. Please be aware that VTAG awards are subject to change based on the State appropriations. See award letter for more information.
Note: If you have applied for VTAG before and have received the grant, then you do not need to re-apply. Nor do you need to fill out a renewal form. You only need to notify the college if your state of residence has changed.
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Aid for International Students
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International students are awarded Institutional Awards based upon Admissions criteria.
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Financial Aid Links
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These links are great resources of information about federal and state financial aid.
For JCHS FAQs about Financial Aid, click here. |
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